The Placeholder Effect: Using Break Days to Help Form Habits
Psychological research suggests that interventions that encourage routines, or stable habits, could improve individual welfare tremendously, in particular, if capable of improving behaviors and decisions about health, education, and personal finance. Established habits help reduce cognitive load such that goal-pursuit behaviors are automatic, and individuals may not need to decide every time how much to work out, what to eat, how to spend money, and how hard to study (Neal, Wood, and Drolet 2013).